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3 Beds
3 Baths
2,200 sqft

$699,900

13283 Cottage Drive, Summerdale AL, 36580

Price per sqft$318.14
Built in2016
Property size2,200 sqft
Property typeResidential

Overview

Active

Listed Jul 1, 2026

Updated 3 weeks ago

One-of-a-kind Gold Fortified waterfront home on Fish River, located outside the flood zone. Built as the builder's personal residence, this exceptional home is constructed on 10' x 10' pilings embedded 16 feet into the ground and features impact-resistant windows and exterior doors that require no storm coverings.Designed for energy efficiency and durability, the home includes foam insulation in the exterior walls, floors, and roof deck, along with waterproof, scratch-resistant engineered flooring throughout. The gourmet kitchen features stainless steel appliances, custom cabinetry, and granite countertops. Soaring 10- and 15-foot ceilings, 8-foot solid-core doors, and LED recessed lighting enhance the spacious open floor plan and split-bedroom design.The lower level provides additional living and entertaining space.Professional landscaping and lighting installed 2025. Gutter Leaf Guard installed 2022New 3-ton Carrier AC/Heat pump installed 2025.Quarterly HOA dues of $400 cover the gated entrance, deeded boat slips, landscape lighting, grounds maintenance, boat/RV/trailer storage area, and reserve funds for repairs. Each lot includes a deeded boat slip with lift. Adjoining lot Unit 5 PPIN #298730 can be purchased by potential buyer for $150,000. Buyer to verify all information during due diligence.

$4,656/mo

Est. mortgage payment based on a $699,900 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
398590

Interior Features

Bedrooms
3
Bathrooms
3
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
No

Other Property Details

Association Fee Frequency
Quarterly
View
Yes
Pets Allowed
Yes

Courtesy of Elite Real Estate Solutions, LLC, Kristine Shipp

Listing Contact: PHONE: 903-880-2750 

The data relating to real estate for sale on this web site comes in part from the Baldwin County Association of REALTORS.  Real estate listings held by brokerage firms other than Top Tier Team are marked with the IDX logo and detailed information about them includes the name of the listing brokers.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Top Tier Team shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

The data on this page was last updated on 9/17/2026.

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